International Money Transfer Fee Calculator

Compare fees across different money transfer providers and find the cheapest way to send money internationally.

Transfer Details

Enter the amount you want to send in USD

Exchange Rate: Enter amount to see rates

Provider Comparison

Comparison of different providers showing fees and net revenue
ProviderFee %Fixed FeeTotal FeesYou Receive

How to Save on International Money Transfers

Watch for Hidden Fees

Many providers advertise "zero fees" but make money on poor exchange rates. Our calculator shows the true cost including exchange rate markups.

Compare Total Amounts

Don't just look at the fee percentage. Compare the final amount the recipient will get to find the best deal.

Consider Transfer Speed

Some providers offer faster transfers but at a higher cost. Choose based on your urgency and budget.

Check Payment Methods

Fees can vary based on how you fund the transfer (bank transfer, debit card, credit card) and how the recipient receives it.

Frequently Asked Questions

What is an exchange rate markup?

Exchange rate markup is the difference between the mid-market rate (the "real" exchange rate) and the rate a provider offers you. This markup is an additional hidden fee.

Why do different providers have different fees?

Providers have different business models and cost structures. Some charge higher upfront fees but offer better exchange rates, while others advertise low fees but make money on the exchange rate markup.

How often are exchange rates updated?

Exchange rates fluctuate constantly. Our calculator uses recent rates, but the actual rate when you make a transfer may differ slightly. Always check the provider's website for the most current rates.